BUILT TO DELIVER UNPARALLELED CLIENT EXPERIENCE
WHO WE ARE
Our process is designed to deliver the right solution for clients across industries in an efficient, seamless manner. We are known for:
Our team works fast to deliver a preliminary funding assessment to you within 24-72 hours.
Your situation is unique. Our financial analysis reflects this. We work with our banking partners to find the right funding source and to evaluate a range of solutions to create a custom plan that works for you
BROAD RANGE OF DEAL SIZES
We help clients with a broad spectrum of transaction sizes, with a sweet spot for transactions ranging from $1 million to $50 million.
OBJECTIVE BASED AND FULLY TRANSPARENT APPROACH
We work on a success-fee basis. We get paid only when you close a deal that works. You are our client and we work across providers to find the best terms for your needs.
ABILITY TO SIMPLIFY COMPLEXITY
We are financial experts who cut through the maze of documentation requirements to quickly and accurately package the loan presentation. We shorten the funding process and make it seamless.
CONCIERGE STYLE SERVICE, FROM START TO FINISH
We are your trusted partner helping you navigate every turn of the funding process. We handle all details and assist in negotiation and closure so that you can focus on pursuing your business goals.
Client A: Real Estate Needed to Restructure Their Debt
The owners of four gyms needed to restructure
their total debt of $44,000 a month. $19,500 was from
a 20 year mortgage loan
balance from equipment loans at $24,500 a month.
They needed to re-finance
the mortgage to get relief and re-finance their lines
The Liquidity Source re-financed the mortgage to a 30 year amortization from 20 year amortization at a much lower rate and saved them $8,000 a month.
Re-financed all the equipment loans to save $18,000 a month.
Total savings of $26,000 a month in cash flow or $300,000 a year.
Client B: Real Estate Owner Needing to Improve Cash Flow
The owner of two buildings needed to restructure and refinance to improve cash flow. One of the buildings was negative cash flowing and the other had a high rate of interest. The restructuring and refinancing had to be done at one bank, and the owner was looking for an interest-only loan. That is extremely unusual, as few banks issue interest-only commercial loans.
The owner needed an estimated $3.9 million in interest-only vehicles. These vehicles, called CELOCs, are extremely rare.
We found a bank that could do both loans for 10 years, interest only; two five-year deals with reset, plus an equity line of credit for a cash backup. We got the funding and saved the client almost $70,000 a year in cash flow.
Client C: Developer Needed to Procure Permanent Financing on His Project to Cover His Needs
The developer of a large office
Building had a $10.6 million dollar construction loan in the works with their bank. The bank insisted on the permanent loan and agreed to be very competitive at closing. They wanted a $5,250,000 personal guarantee on the perm. 4.33 % on the rate depository amount of $800,000 dollars and a commitment fee of ½ pt.
The group did not want to sign P.G. because of contingent liabilities. They wanted a better rate. Needed a line of credit. A better deal on the commitment fees. Interest only request to start for 12 months.
The Liquidity Source shopped multiple banks. They arraigned to get no P.G.
Line of credit for $1.5 million dollars
-0- no commitment fees interest only
For 12 months. 4.0% instead of 4.33% on rate. Total savings of $700,000 versus the bank giving them the loan for construction.
Client D: Business Owner Who Was Looking To Purchase A Property & Had Aggressive Needs to Close
Owner of a mortgage company
wanted to purchase a property to
put his business into for $4.0
million dollars. The property would increase in value because of the additional NOI. Best deal he could get was 65% LTV with depository
request of $150,000 dollars. Also need a no prepayment bank so he could refinance a year later once the income stabilized.
He needed to close within 2 to 2 ½ months as the owner pressed him against another potential candidate who wanted to purchase this property.
The Liquidity Source found him a bank, at 75% which saved him over $400,000 dollars. Also we got the bank that had a no prepayment policy so he could refinance a year later. We helped expedite the paper work. During this time the coronavirus was also a problem, where multiple banks were not even lending. Also there was no depository need to the dollar savings was $600,000.